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Ragbourne Consulting |
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Actuaries, Independent Trustees & Financial Advisors |
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EST. 1977 |
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Ragbourne Consulting is a trading name of Ragbourne Limited. |
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Protection |
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A priority in financial planning is protection, be it for family, for one’s own self, or for one’s business. We are able to review any current arrangements that you may have in place to ensure that you are fully covered, and your current protection is what you need and want! |
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Family Protection – your family should be protected from financial hardships in case you are unable to provide for them through illness, or worse, death. The future of your children should be safe guarded, that they live a happy and healthy life, with finance to see them through, and possibly give them a kick start whatever their future endeavours. |
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Personal Protection – in case you are unable to work, and yet have financial commitments, like a mortgage, you must have a contingency plan that you are able to meet these commitments. In case of disability, you may require financial support to obtain a carer, and you need to decide if State allowances will support the lifestyle that you currently enjoy! |
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Business Protection – building/fire insurance would not cover occurrences such as opportunities to obtain a larger share of your business if you are in a partnership. You would require extra cash or some form of liquid asset. Smaller firms, especially need to think of the future as regards the financing and control of their business. Protection, has a very wide application in small businesses, and a detailed consideration of the implications of various events can be very useful! |
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Long Term Care / Nursing Home Planning – even if you are not disabled, you may want to be looked after in your old age. Care is very expensive to provide for in the developed world, and will be costly even if you are considering only several years of care. We are able to advise on how best, for you, to pay for long tem care and nursing homes. |
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