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Business Advice

Are you a small firm trying to survive? Do you need to ensure that you are never in a position that compromises the mere existence of your firm? We are able to advise on aspects such as:

n	Devising strategies that ensure that your firm does not encounter cash flow problems

n	Exit Planning Strategies – planning your retirement from running your own business

n	Tax – using tax breaks that are on offer to you

n	Protection of your business and personal income against the liabilities of your business partners

Mortgages
A mortgage may be the biggest financial commitment of your life – so ensure that you are choosing the right product from the right provider. You must also make sure that you will be able to meet payments under all eventualities, and that your home is safe*. At the same time you don’t want to pay through the nose for your home! Ragbourne Consulting will refer you to a specialist mortgage advisor if you are taking out a mortgage or you wish to review your current arrangements. We will, however, advise on whether or not you should use savings and investments to reduce your mortgage. We will also ensure that your mortgage is always seen as an integral part of your assets/liabilities and that you get independent advice as regards repayment.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Implications of Divorce
In this modern day and age, divorce is more common than ever. Despite this, divorce is a delicate subject, and can be an emotional and financial burden! However, it need not be a financial burden. Ragbourne Consulting offers a comprehensive service to those wishing to sort out their finances following a divorce, such as:

n	Advice on a new will