IFA Links 3

Estate Planning & Inheritance Tax Planning*

Have you ever thought what your assets, including you house, car and investments are worth? Did you know that in the 2005/2006 tax year, any inheritance over £275,000 will result in a 40% Inheritance Tax liability of the amounts over the £275,000 threshold?! Would you like your heirs to have to pay this? Have you inherited or are you expecting an inheritance? Are you looking for a way to pay the 40%? Advice is certainly advisable and may well be financially rewarding.

Capital Gains Tax Solutions*

Individuals, Trusts and Chattels have Capital Gains Tax Allowances, and you are able to invest in products in order to make the most of your CGT allowance! Ragbourne Consulting is also able to advise on ways of mitigating and deferring your CGT liabilities.

School Fees

Children can be costly! Would you like you children to have the best education in private schools? These cost a fortune, and the costs are only likely to increase in the future! Where does Ragbourne Consulting come in? We are able to give advice on:

n	Effective ways of making regular savings to meet future school fees

n	Ways of investing a lump sum that it may be able to cover future fees

n	Ways of postponing and spreading payments

*Please note that levels, bases and reliefs from taxation are subject to change.

Ragbourne Consulting, a trading name under Ragbourne Limited, is an appointed representative of Burns-Anderson PLC, which is authorised and regulated by the Financial Services Authority.